Do debt consolidation companies pay off credit cards that are already in the hands of a law firm / collector?
Chase filed a law suit against my husband for a delinquent credit card. He never had to go to court but they the law firm wanted $300 / mt until the card was paid off. We're still paying on it and it's a huge budget buster! We only have a few other outstanding / low amount bills. I was wondering if debt consolidation companies would consolidate this Chase bill as well so we can get these people out of our lives!- You do not necessarily need a debt consolidation company to make deals with creditors. Contact Chase with a reasonable offer. Tell them if they and a few others do not make respond favorably, you will file bankruptcy threat not to carry out
- The truth is: no. You have 2 options: First, a loan either a personal loan or refinance a mortgage if you are a home - owner and you will not qualify based on credit in your situation. Second, a debt resolution program like credit counseling or debt settlement. Neither would be ideal since you do not have a lump sum contribution to settle and the account is already in a stipulated judgment status. You are best off just calling the law firm and negotiating for a one time settlement directly with them. ume it will be somewhere between 80% - a hundred percent of what you owe
- well you could borrow the money from some other source the source would make a check payable to chase and the other folks you owe money to - but do not fall in the trap a lot of folks do! the are out of debt except for this one big debt and than they take there credit cards and go on a spending junket!
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can you get financing for a home if you have been in a debt consolidation program for less than a year?
does anyone know if you can get financing for a home if you have been in a debt consolidation program for less than a year? before anyone says if you are in debt consolidation you apparently cannot afford a home please do not waste your time in responding. thanks!. i (debt consolidation services)
Debt reduction and debt consolidation services?
i have seen a number of ads that tell the public that if you are in debt they can help reduce or eliminate it. can anyone tell me how this works or is this another scam?. these services never *reduce* your debt, but some can help you manage it better. (credit debt consolidation)
Are there any debt consolidation companies that do bulk settlements that clear your credit quickly?
i want to work with a debt consolidation company that pays off the debt on your credit report quickly and have you pay them monthly. i do not want a consolidation company that only pays the collectors as you pay them. ?redit repair work?d fine to fix my credit. they (debt consolidation services)
Knowledge Base: Debt Consolidation
Are there any guarantees in debt consolidation loans?
i have been in sky - high debts for the past 5 years. a friend referred me to try checking debt consolidation loans. will they guarantee me of a debt - free and better life if i will get one for myself?. hope this helps. worldbestloans.com / thanks. hi, i (debt consolidation services)
What do debt consolidation companies offers to people who are in deep debt?
can anyone tell me about debt consolidation companies and their services?. basically, one large loan to cover all your smaller debts, long term, at a more managable interest rate. since credit cards etc. can run about 20% real annual interest, this can help. they may also be able to negotiate (debt consolidation companies)
Which is the best company which can provide services like debt negotiation, debt settlement, debt consolidation?
i need to know the best company that provides credit debt related services like debt negotiation, debt settlement, debt collection, debt consolidation and others. i find these companies totally useless except for ending the h le from individual creditors. they claim to "repair your credit in 5 years", but the (consolidate debt)
What do debt consolidation companies offer for people who are in debt?
can anyone tell me about debt consolidation companies and their services?. a chance to end up worse than you were. they will charge a fee to get your debts cleared. you have to be £15000 in debt for them to help you. do not consider an insolvency option. the firm (debt consolidation)
What is the best way to consolidate debt?
i have a lot of credit card debt. we are now starting to pay them off, but the apr's are so high 29. 99% it's hard to even see it drop. i do not have a house to use as equity. have never filed for bankruptcy or anything like that. (debt consolidation)
Knowledge Base: Debt Consolidation Companies
What do debt consolidation companies offer to people who are in debt?
can anyone tell me about debt consolidation companies and their services?. overall they're ripoffs. they offer nothing that you can not do for yourself. bigtime ripoff artists. even the legit ones. more debt. pay off what you owe. sometimes, people have a lot of different creditors to pay. for example, (debt consolidation companies)
What are some good debt consolidation companies?
i just recently pulled my credit report and have some charge off's that i would really like to pay off in order to increase my credit score. i am very concerned with companies that try to scam you and you end up paying more in the end. i got myself (debt consolidation companies)
Are there any debt consolidation companies that do bulk settlements that clear your credit quickly?
i want to work with a debt consolidation company that pays off the debt on your credit report quickly and have you pay them monthly. i do not want a consolidation company that only pays the collectors as you pay them. there is no such animal. debt consolidation companies work (debt consolidation companies)
Are there any debt consolidation companies that really work?
with the current economy, and my work hours being cut, i am in need of some serious credit card help. it's now a decision between the credit cards and housing / food. if i could reduce my debt and make significantly lower monthly payments, it would be a life saver! (debt consolidation companies)
Credit card debt consolidation companies, Anyone know of a good one?
i have become over whelmed with my credit card debt and i am getting those phone calls because i am missing payments and such. anyway i am looking for a credit card debt consolidation company that doesn't screw people over, anyone know of any from experience or just know a (debt consolidation companies)
